Join AppalReD Legal Aid attorneys on MARCH 13 in London, KY for an expungement clinic at Tradition One Recovery Center. Please call 606-528-7010 ext. 555 to register.
Sometimes important documents get lost or destroyed in a disaster. It’s important to replace them as soon as possible.
You can use the following checklist while taking steps to protect your documents before a disaster, or to make sure everything is replaced after a disaster. You should complete the checklist for yourself, your spouse or partner, your children, and any other household members.
FACT: Most homeowner’s insurance does not cover flood damage.
It is important to read all parts of an insurance contract, including any addendums, riders, or endorsements. These are add-on documents that provide specific rules on what is and is not covered under your policy. When you speak to an insurance agent or broker, insist that you want a copy of the ENTIRE policy, not just a statement of your coverage limit, deductible, and premium.
One of the best ways to legally prepare for a disaster is to make sure there’s a plan in place if you were to pass away or become incapacitated. This can benefit you and your loved ones in several ways. The law calls this process “estate planning.” It includes creating legal documents such as a will, power of attorney, living will, and funeral planning declaration.
Please check out our Hazard office as they come to a community library near you! Staff and attorneys will be available to answer your questions about AppalReD's services. This will also be an opportunity for current clients to meet with their attorney closer to home.
Please register ahead of time by calling the Disaster Intake Hotline. You may also request help at a different time.
Bring to clinic: All FEMA letters, insurance denial letters, receipts/quotes/estimates for home repairs and replaced damaged property, auto insurance/certificate of title/registration, Deed or other homeownership document, and utility bills.
March 11, 2025: Governor's Office Press Release
Residents affected by severe storms and floods can apply for help.
The state is now accepting applications for Disaster Unemployment Assistance (DUA) from individuals in 14 counties who are out of work due to the severe storms, straight-line winds, flooding, landslides and mudslides that occurred in Kentucky beginning on Feb. 14, 2025.
Attorneys worry 1,000 or more Social Security beneficiaries will lose checks