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The hotline for legal help for Kentucky flood survivors is still active with no plans to shut down. You may call 1-844-478-0099.
We can help with:
FEMA Appeals
Unemployment Insurance
SNAP Benefits
Medicaid/Medicare
Replacement IDS and Birth Certificates
Replacement EBT/Direct Express/WIC Cards
Insurance Denials
Scams and Fraud
Housing (Homeowners and Renters)
Connecting to other Community Resources
HAZARD, Ky. (WYMT) - The Kentucky River Area Development District is hosting meetings starting Thursday regarding flood recovery in Breathitt, Knott, Letcher and Perry Counties.
KRADD Executive Director Michelle Allen said they want to hear from people directly impacted by the flood.
“We want to hear all of the needs of the community because there may be things out there that organizations like us or even local governments do not realize people still need,” she said.
It can be very stressful when you owe debts that you can’t pay. However, there are laws that protect you and some of your property from your creditors.
Bankruptcy is a federal court process to help people get a fresh financial start. It works by getting rid of debt they can’t manage or making arrangements to repay unmanageable debt. This is called “discharging debt.” The person filing for bankruptcy is called the ‘debtor’ and the people or businesses owed money to are called ‘creditors.’
The following is an overview of factors and documentation taken into consideration for vehicle claims.
File a claim with your insurance company.
Comprehensive policies usually pay for storm-related damage to a car. Federal disaster assistance may help fill the gaps for those whose coverage does not pay for any or all storm-related damage costs.
Legal Services Coorporation has launched the Legal Aid Disaster Resource Center website to provide additional support and resources to disaster legal aid organizations and professionals, pro bono volunteers, and disaster survivors. You can visit the Disaster Resource Center at www.ladrc.org.
Only estimate storm-related damages. Do NOT estimate deferred maintenance.
Only estimate repairs to bring home to safe, sanitary, and livable condition. Estimate should NOT include repairs that bring the home to its pre-storm condition.
Quote standard replacement items such as floor covering, walls/ceilings, fixtures, and appliances.
List all line items with measurements, materials, labor, and work type (Ex. “Demo only”, “R&R”).
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